Scam alert
Student loan forgiveness scams
Whenever student-loan policy is in the news, scammers pounce with offers to "enroll" you in forgiveness — for a fee, or in exchange for your federal student-aid login. Both are traps.
Signs of a student-loan scam
- An upfront or monthly fee to apply for forgiveness (real federal programs are free).
- Pressure to act before a "deadline".
- Requests for your FSA ID / studentaid.gov login.
- Promises of "instant" or "guaranteed" total forgiveness.
What to do
You never have to pay to apply for federal loan forgiveness — do it yourself free at studentaid.gov. Never share your FSA ID. Run any offer through Scam Doctor before responding.
Frequently asked questions
Do you have to pay for student loan forgiveness?
No. Applying for federal student-loan forgiveness is free at studentaid.gov. Anyone charging a fee to "enroll" you is running a scam.
Is it safe to share my FSA ID?
Never share your FSA ID or studentaid.gov login with a third party — it gives them control of your federal aid.